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Puppies.com + Fetch

Protect Your New Puppy From Day One

Puppies.com has partnered with Fetch to give your new family member complete pet insurance. Peace of mind starts day one of the policy.

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Takes less than 2 minutes · No commitment required

Claims paid in as fast as 2 days
Visit any licensed vet in the U.S. or Canada
Exclusive discounts for Puppies.com buyers

Exclusive Benefits for Puppies.com Buyers

When you get Fetch through Puppies.com, you unlock deals designed exclusively for new puppy owners.

10% Lifetime Discount
Every Puppies.com buyer gets 10% off their Fetch premium for the life of their policy.

$25 Fetch PetRx Cash
Fetch members get $25 off a $50 order at Fetch's online pharmacy, FetchPetRx.com in the Fetch app.

$1,500 in Fetch Deals
Save on food, treats, toys and more with Fetch deals, where members save an average of $40+ per order in the Fetch app.

30 Days Risk-Free
Risk-free cancellation for up to 30 days.

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How it Works

Three simple steps to protect your pet.

1

Tell us about your pup

Breed, age, and zip code is all we need to generate your personalized quote.

2

Pick your coverage

Choose your deductible and reimbursement rate to fit your budget and needs.

3

You're covered!

No waiting periods through Puppies.com. Your puppy is protected from day one.

Puppy at vet

A Puppies.com Exclusive

Pre-Existing Condition Coverage From Day One

Fetch is the first and only pet insurance company to cover certain conditions that other insurers exclude. When you enroll through Puppies.com, your puppy is protected from conditions common in new puppies — right from day one.

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*Kennel Cough, Upper Respiratory Infection, Conjunctivitis, Puppy Pyoderma / skin infection, Ringworm

What's Covered

Fetch covers accidents, illnesses, diagnostics, and more, including breed-specific
conditions that other providers charge extra for or don't cover at all.

Accidents

  • Emergency vet visits
  • Hospital stays
  • Cuts & scratches
  • Swallowed objects
  • Broken teeth
  • Bite wounds
  • Poisoning
  • Online vet visits

Illnesses

  • Sick-visit exam fees
  • Vomiting & diarrhea
  • Skin & ear infections
  • Cancer treatment
  • Dental & gum disease
  • Allergies
  • Arthritis
  • Cherry eye
  • Breed-specific issues

Tests & Diagnostics

  • X-Rays & CT scans
  • Physical therapy
  • Surgeries
  • Ultrasounds
  • Laboratory tests
  • Acupuncture & chiropractic
  • Behavioral treatment
  • Prescription medications

Wellness Add-on

Go Beyond Accidents & Illness

Add a Wellness Plan for things like vaccinations and annual exams. Save hundreds per year on routine wellness costs.

Annual Exams

A nose-to-tail exam to make sure your pet is healthy and catch any hidden signs of illness.

Vaccinations

Protection against infectious diseases like rabies that can cause serious illness or death.

Heartworm, Flea & Tick Prevention

Preventive medication to keep your pet safe from harmful parasites and disease-carrying insects.

Dental Cleaning

More than just a good brushing. A comprehensive oral exam to detect and treat dental disease.

Spaying or Neutering

Procedures with health benefits like preventing certain cancers and behavioral issues.

Blood, Urine & Fecal Tests

Tests to show how well your pet's body is functioning, catch illnesses early, and detect harmful parasites.

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Frequently Asked Questions

Get answers to the most common questions you might have about Fetch pet insurance.

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When does coverage start?
Right away. Most pet insurance companies make you wait up to 15 days before coverage kicks in. Fetch waives that waiting period for Puppies.com buyers, so your puppy is covered from day one of the policy.
How young can my puppy be to enroll?
Puppies can be enrolled starting at 6 weeks old, and there's no upper age limit. The earlier you sign up, the sooner your puppy is protected.
Are pre-existing conditions covered?
Yes. Through Puppies.com, Fetch covers 7 common pre-existing conditions including Kennel Cough, Upper Respiratory Infection, Conjunctivitis, Puppy Pyoderma, and Ringworm. No other pet insurance company offers this.
What about breed-specific conditions?
Fetch covers hereditary and breed-specific conditions like hip dysplasia, heart disease, and breathing problems. Many other providers charge extra for these or don't cover them at all.
Can I use any vet?
Yes. You can visit any licensed vet in the U.S. or Canada. That includes your regular vet, specialists, and emergency clinics. There are no networks or referrals to worry about.
How do I file a claim?
Use the Fetch app to submit a claim in minutes. Just upload your vet bill, and once it's approved, you'll get paid back via direct deposit in as little as 2 days.
How much will I get back?
You choose your reimbursement rate when you set up your plan. Fetch pays back up to 90% of your vet bill after your deductible is met.
What is the Wellness add-on?
The Wellness add-on covers routine care that regular pet insurance doesn't, like annual exams, vaccinations, dental cleanings, and spay/neuter procedures. It can save you hundreds per year!
Can I cancel if I change my mind?
Yes. You have up to 30 days to try Fetch risk-free. If it's not the right fit, you can cancel within that window.
Puppies.com + Nuzzle

Give your puppy the protection they deserve.

Get a personalized quote with your exclusive 10% lifetime discount — it takes less than 2 minutes.

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Maximum available discount is 10% and may not be available in all states and is not valid with any other offer. The Fetch Deals service discounts described on this page are not insurance and are not affiliated with AXIS Insurance Company. This information is descriptive only. Policy activation periods, risk free cancellation terms, waiting periods, limitations, exclusions to coverage and other terms and conditions vary by state or province and are subject to change without notice. Please see your policy for full terms and conditions of coverage. If there is any conflict between the policy and this product information, the provisions of the policy shall prevail. Fetch insurance policies are administered by Fetch Insurance Services, LLC (d/b/a Fetch Pet Insurance, Fetch Pet Insurance Services in New York and British Columbia, Fetch Insurance in Nebraska, Fetch Pet Insurance Services, LLC in Michigan, North Dakota, New Mexico and California) CA license # 0F60627 and underwritten by AXIS Insurance Company, an Illinois Corporation, in the U.S. and AXIS Reinsurance Company (Canadian Branch) in Canada. For more information, visit fetchpet.com. ©️2026 Fetch, Inc.

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